Smart Insurance

Small Area Repair Technology was a first for South Africa when 2 brothers that owned a Scratch and dent repairer realised that there was no cover available for this type of damage in Comprehensive insurance and that excesses will always be incurred when claiming for this damage. The first attempt at this kind of cover failed but when Hollard realized the potential, backed Smart and the giant you know today was born. Scratch and dent repair seems simple enough and many have tried, as the superior product today, Smart have succeeded in reserving successfully in order to satisfy claims whereas competitors struggle with this concept. A niche product that has many benefits for the consumer, the dealer as well as the broker. Traditionally a value ad at dealer point of sale, Smart have now started conquering the direct channel as well as the broker market. Some of the benefits for brokers include a better management of their loss ratios, for direct players it means eliminating the middle man and introduces the benefit that this product is not only for new cars but cars with pre-existing damage as well. Although there are limitations for pre-existing damage, Smart is still the answer for scratch and dent repair. New in the stable of products sees the motorcycle plan, a product that no one could perfect until now. Specific outlines to keep your motorcycle in showroom condition. The same as with cars, we know that at time of trade in, dealers love to devalue your vehicle in order to up their selling price, with your Smart plan in place, this will no longer be the case. Your vehicle can be repaired as many times a year as you accumulate damage. Unlimited claims, quality repairers – Smart has a national footprint of repairers, from accredited manufacturer repairers to large body shops. You can maintain your vehicles the smart way with an inexpensive, very affordable product that protect your no claim bonuses that are so important these days.