The National Credit Act was designed to protect consumers and provide a process for over-indebted consumers to pay off their debts in an affordable manner, whilst protecting their valuable possessions.

When clients opt for debt counselling at Salary Management Services, we provide debt advice, help them to restructure their payments, and negotiate with creditors on our clients' behalf.

If you are feeling overwhelmed and debt has taken over your life, Salary Management Services is here to help you and guide you through the debt counselling process. It is nothing to be ashamed off, and shows that you are willing and committed to gaining financial control.